July 2025

We often see retirement adverts suggesting you need £250,000 or £500,000 for a “comfortable retirement.” While these headlines are eye-catching, they miss a critical point: how much is enough depends entirely on you. The PLSA’s Retirement Living Standards offer a helpful starting point, categorising retirement lifestyles as minimum, moderate, or comfortable. But neither the PLSA

The biggest mistakes people make when planning for retirement often stem from two emotions: fear and guesswork. For some, looking at their parents or grandparents who had guaranteed final salary pensions and a full State Pension can make retirement today seem almost impossible. The days of gold-plated pensions are essentially over, and this shift can