Transparent Fee Structure
Our Fees Explained Clearly and Simply
At Manning Gee Investments, transparency is not just a principle; it is a commitment. We believe you should always understand what you are paying, why you are paying it, and the value you receive in return. That’s why our fee structure is transparent, fair and explained openly before you decide to work with us.
Our fees are straightforward and fully aligned with your best interests, giving you confidence that we are acting solely for you, not for any product provider.
Clients often tell us that understanding fees clearly from the outset gives them confidence and peace of mind when deciding to work with us.
Initial Advice Fees
We apply an initial advice fee when you invest new funds or make significant changes to your existing arrangements.
Initial Advice Fee Bands
| Investment Amount | Fee |
|---|---|
| Up to but not including £100,000* | 3.0% |
| £100,000 up to but not including £250,000 | 2.5% |
| £250,000 up to but not including £500,000 | 2.0% |
| £500,000+ | 1.5% |
*Our financial planning service normally starts from £100,000 of investable assets. We may work with clients below this level where there is a clear ongoing planning need or an expectation that further assets will become available.
These fees cover:
- Full financial planning and research
- Portfolio design and recommendations
- Cashflow modelling where needed
- Implementation of your investments
- Clear, tailored advice aligned with your goal
Annual Advice Fees
Our ongoing fee is 1% per year.
This covers your full ongoing financial planning service, including:
- Annual review meetings
- Access to advice whenever you need support
- Portfolio monitoring and rebalancing
- Updates on markets, legislation and personal recommendations
- Adjustments to your plan as your life evolves
Your ongoing fee ensures your plan remains relevant, sustainable and in line with your long-term goals.
We explain all costs in advance, and you always remain in control of whether ongoing advice is right for you.
Platform Fees
What is a platform?
A platform is a secure online service where you can view and manage all your investments in one place, including ISAs, pensions and general accounts.
Our Preferred Platform
We use Fundment, established in 2014, because of its customer service, competitive pricing and easy-to-use technology.
Fundment Fees
| Up to £250,000 | 0.20% |
| Next £750,000 | 0.15% |
| Above £1 million to £2 million | 0.10% |
These fees are charged separately by the platform provider.
Note: for those using Aspen MPS, the fees are: first £500k 0.15%, £500k – £4m 0.05% and over £4m 0.025%.
Investment fees
We use a range of investment solutions depending on your goals, values and preferences. Below are the annual investment fees for our main propositions.
Vanguard Global MPS
| LifeStrategy 20% Equity MPS Global | LifeStrategy 40% Equity MPS Global | LifeStrategy 60% Equity MPS Global | LifeStrategy 80% Equity MPS Global | LifeStrategy 100% Equity MPS Global |
| 0.23% | 0.23% | 0.22% | 0.22% | 0.22% |
Aspen Passive Plus MPS
| Defensive | Conservative | Balanced | Growth | Equity Focus |
| 0.32% | 0.32% | 0.32% | 0.32% | 0.32% |
| Defensive | Cautious | Balanced | Growth | Adventurous |
| 0.29% | 0.29% | 0.29% | 0.29% | 0.29% |
Aspen Sustainable MPS
| Defensive | Conservative | Balanced | Growth | Equity Focused |
| 0.58% | 0.59% | 0.58% | 0.59% | 0.59% |
Pacific Asset Management Income MPS
| Defensive Income | Balanced Income |
| 0.78% | 0.85% |
Note, we have shown Pacific as the core building block for the decumulation portfolios. The Invesco Summit Income Fund fee is currently 0.45%, and Premier Cautious Monthly Income Fund is 0.86% (dependent on share class).
Example costs
Client investing £100,000.
| Vanguard LifeStrategy 60% Equity MPS Global | Aspen Passive Plus Balanced MPS | CT Universal MAP Balanced | Aspen Sustainable MPS Balanced | Pacific Asset Management Income MPS – Balanced | |
| Initial Fee | £2,500.00 | £2,500.00 | £2,500.00 | £2,500.00 | £2,500.00 |
| Annual Fee | £1,000.00 | £1,000.00 | £1,000.00 | £1,000.00 | £1,000.00 |
| Platform Fee | £200.00 | £150.00 | £200.00 | £150.00 | £200.00 |
| Investment Fee | £220.00 | £320.00 | £290.00 | £580.00 | £850.00 |
| Total Percentage Initial Fee | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% |
| Total annual, including platform and investment fee | 1.42% | 1.47% | 1.49% | 1.73% | 2.05% |
Client investing £250,000.
Vanguard LifeStrategy 60% Equity MPS Global | Aspen Passive Plus Balanced MPS | CT Universal MAP Balanced | Aspen Sustainable MPS Balanced | Pacific Asset Management Income MPS – Balanced | |
| Initial Fee | £5,000.00 | £5,000.00 | £5,000.00 | £5,000.00 | £5,000.00 |
| Annual Fee | £2,500.00 | £2,500.00 | £2,500.00 | £2,500.00 | £2,500.00 |
| Platform Fee | £500.00 | £375.00 | £500.00 | £375.00 | £500.00 |
| Investment Fee | £550.00 | £800.00 | £725.00 | £1,450.00 | £2,125.00 |
| Total Percentage Initial Fee | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% |
| Total annual, including platform and investment fee | 1.42% | 1.47% | 1.49% | 1.73% | 2.05% |
Why Transparency Matters
A transparent fee structure ensures:
- You know precisely what you’re paying for
- There are no hidden costs
- You understand the value you receive throughout the year
- You stay in control as your plan evolves
Our goal is to help you grow, protect and pass on your wealth in a way that is cost-effective, ethical and aligned with your long-term goals.
Ready to Start Your Journey?
If you’d like to understand how our transparent fee structure works in practice, we’d be delighted to explain it in more detail.
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