Labour and taxes: The Balancing Act Most dislike paying taxes, yet we all desire the best public services. Society is evolving—people are living longer, and medical advancements continue to improve our quality of life. However, these benefits come with a price. If our expectations remain high, maintaining at the same level is unrealistic. This creates […]
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Navigating Market Volatility Over the long term, investing in the stock market has consistently proven rewarding, but navigating market volatility is challenging. Historical data from the MSCI World Index, spanning from January 1999 to July 2024, supports this with an average return of 7.39% and volatility of 14%. However, the journey to achieving these returns
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Retirement: what is it good for? Over the last few months, I have studied the FCA Thematic Review into Retirement. It has challenged my thinking about retirement and the challenges facing financial planners and those facing retirement. So, we ask, “Retirement: what is it good for?”. Below are two case studies: Case Study One Imagine
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