Author name: George Ladds

In our Education Series, we recently compared pensions and ISAs. Our conclusion was simple. Both have a place, and it rarely needs to be one or the other.

Since then, several clients have asked us a different question. Could buy to let property be a better way to provide an income in retirement?

It’s not often we write about markets, interest rates, market volatility and inflation in one go. But there’s a lot of noise right now. We think it’s worth sharing our view and explaining what we do as a firm.

Most parents want to help their children. Whether that means helping with university costs, a first car, a house deposit or simply providing some financial security, the desire to give the next generation a good start in life is understandable. But there is an important question. How do we help our children financially without creating

In our first November insight, we looked at the practical considerations when passing wealth to the next generation. This included balancing retirement income with inheritance, reviewing wills and pension nominations. We also looked at making sure our loved ones know where everything is held. In our second insight, we are turning our attention to pensions.

Passing on wealth is about more than inheritance tax. It involves balancing your own financial security with your wish to help loved ones, keeping important documents up to date and making things as straightforward as possible for your family when you die. In previous insights, we have talked about planning for children and the importance

After weeks of speculation, the Chancellor delivered the Autumn Budget on Wednesday 28 October 2026. The Budget comes at a time when many households and businesses are facing pressure from rising costs, while the wider economy continues to deal with global uncertainty. The government has announced measures to help with household bills, alongside changes to

Low financial advice fees can offer good value. However, the price alone cannot tell you whether the advice is suitable, the service meets your needs or the agreed work will be delivered. It’s important to understand why low fees alone don’t guarantee good advice when choosing a financial adviser. I like Lego. Part of what

Fair value means that the price you pay is reasonable in relation to the benefits you can expect to receive. In financial planning, that involves looking at the service, its suitability for your needs and the overall cost. But how do you recognise it in practice? It is worth starting with two conversations. I recently

Financial planning fees can raise an understandable question: what am I actually paying for? You might see an initial recommendation, an annual meeting and statements showing how your investments have performed. But it can be harder to understand the work behind those things and how it relates to your life. At Manning Gee, we believe

Our September insights have taken us on a short journey. We started by considering why September can provide a natural opportunity for a financial reset. We then explored how accessible savings, protection and clear goals can help us prepare financially for change. We now bring those ideas together by asking a simple question: why do