January 2026

Financial advice has changed significantly over the years. It’s important to understand why a financial plan matters in today’s ever-evolving financial landscape. It began with products, then moved towards investment performance. Today, the focus has shifted again — this time towards financial planning. Yet performance still dominates many conversations. Some clients understandably judge an adviser

An ageing profession and a growing challenge. Financial adviser consolidation is a key issue shaping the industry today. Many financial advisers are approaching retirement. This raises an important question about financial adviser consolidation and its impact on succession plans. What happens to clients when their adviser steps back? At Manning Gee Investments, our planning team

“Clients are at the centre of everything we do.” It’s a phrase used widely across financial services, and one I’ve used myself in the past. But over time, I’ve realised it’s easy to say and much harder to evidence. Yet, striving for a truly client-centred approach remains vital. In this article, I want to explore

Fewer than 25% of financial advisers display their fees on their websites, and that’s a problem. Fee transparency is crucial for consumers to make informed decisions. In fact, fee transparency provides clarity that empowers clients. If I walk past a shop with no price labels, I usually keep walking.Not because I’m uninterested, but because two

Financial scams are increasing and becoming harder to spot. Over the last 30 years, there has been a major shift in how criminals target people. Gone are the poorly written emails and obvious phone calls. Today’s scams are often polished, personalised, and convincing. At Manning Gee Investments, we regularly speak to people who say: “It

It’s worth starting with a personal story. Earlier in my career, I managed investment portfolios for clients and also invested my own money. Interestingly, while the portfolios I managed for clients performed well and beat their benchmarks, my own investments went nowhere. That might sound strange. However, the reason was simple. When managing clients’ money,

Financial services often use language that can feel confusing.Terms such as financial adviser, financial planner, or chartered financial planner can leave people unsure where to start. A simple question follows: Who do I actually need? Over recent years, financial advice has shifted from product-led to client-led. In the past, advice was often about selling a